100 Years On From The Addison Act and Housing Still Creates Poverty and Misery By Kelly Grehan

Today marks 100 years since the Housing Act, commonly known as the Addison Act (after the Minister Of Housing, Christopher Addison) came into force. It was, in part, a response to the shocking lack of fitness amongst many recruits during World War One, attributed to poor living conditions.

Today, we find ourselves in a new crisis where by housing creates poverty, misery and both physical and mental health problems.

Things did not have to be like this, none of these problems are inevitable. In fact, if the opportunities afforded by the Addison Act had been realised I am sure we would be living in a more equal, happy and healthy society now.

The Addison Act made housing a national responsibility, and local authorities were given the task of developing new housing and rented accommodation where it was needed by working people. The idea of that working people should be able to live in decent accommodation is an idea, I think we should revitalise.

Further Acts during the 1920s extended the duty of local councils to make housing available as a social service. The Housing Act of 1924 gave substantial grants to local authorities in response to the acute housing shortages of these years.

A fresh Housing Act of 1930 obliged local councils to clear all remaining slum housing, and provided further subsidies to re-house inhabitants. This single Act led to the clearance of more slums than at any time previously, and the building of 700,000 new homes.

In the Attlee Government, Aneurin Bevan was the Minister for Health and Housing, recognition, surely, of how closely aligned the two are. He promoted a vision of new estates where “the working man, the doctor and the clergyman will live in close proximity to each other”.

Surely the divided society we now have is marked our more by housing than any other thing.

Social housing, was a great state asset, giving the state the ability to ensure a general standard of living for the population, a safety net which no one would fall below and a means of ensuring that people had shared interests and mixed together.

Of course, it was not perfect, but it help promise and opportunity for a better world – good housing makes good health more likely (poor housing is, for example, linked to increased risk of meningitis, asthma, and slow growth, which is linked to coronary heart disease) and makes participation in eduction and leisure activities more likely.

The beginning of the decline in social housing began in 1980, with a new Housing Act forming the flagship policy of Margaret Thatcher’s first term in office. Council tenants were given the right to buy the property they lived in, at a significantly discounted price than that of the market.

One million properties were sold in the first 7 years alone. Under the Act , councils were prevented from reinvesting the proceeds of these sales in new housing, and so the total available stock, particularly of more desirable homes, declined.

Homes lost under the scheme have not been replaced in any adequate number.

The Resolution Foundation reports that English local authorities and housing associations have built only one home for every two sold under the scheme.

40 percent of council houses once sold under right-to-buy terms to their tenants are now being privately rented out. have spent £22 million yearly simply renting back the buildings they had once owned as temporary housing. has facilitated an enormous transfer of wealth from the public to private sector.

This is, in effect an enormous transfer of wealth from the public to private sector. It also sees a massive strain added to the public purse as housing benefit is paid to private landlords for the properties built by tax payers money.

The rental market, fuelled by a lack of social rents now operates like the wild west, with renters, or consumers as you might call them, forced to pay rents which have grown far in excess with the rise in wages.

The National Housing Federation says that in England, just under a fifth of households are in relative poverty after housing costs. Over half of those in poverty in the private rented sector were not in poverty before paying their rent.

Standards in the private sector are often poor, despite the high rent: 2018 study found that more than 1.3 million homes rented from private landlords failed to meet the national Decent Homes Standard. Conditions were found to get worse the longer tenants remained in their property, suggesting poor property management rather than old housing stock was the cause of despair.

A little discussed problem which is caused by the decline of the supply of social housing is the social division it has caused.

As demand for social housing grows, scrutiny of those who are awarded it grows. There is a feeling that those in social housing, with rents below market rate and stable tencies have hit some kind of jackpot. I regularly hear reports from those in social housing that they are told ‘if you don’t like it go private, if they complain about any aspect of their property. At the same time stigma remains attached to those living in social housing, as if only their address defines them.

With the risk of eviction always hanging over those in the private rented sector as well as often poor conditions it is no wonder mental health suffers.

According to the charity Shelter, one fifth of people report a housing issue has negatively impacted on their mental health in the last five years. Studies have also isolated a clear ‘housing effect’ in relation to important aspects of children’s well-being and future life chances.Poor housing conditions increase the risk of severe ill-health or disability by up to 25 per cent during childhood and early adulthood.

Were this a better country, one that had pursued policies which had led to the overwhelming majority of people living in secure, fit accommodation which remained a state asset we might well be celebrating today, as a national holiday, a day of celebration of the Housing Act of 1919 and the prosperity and security it bought to generations of citizens.

Sadly it was not to be.

Poverty: Home is Where the Start Is By Kelly Grehan

Home, the place you should feel the most comfortable and the most secure has become the very thing which enslaves many Brits to poverty.

Around 14 million people in the UK live in poverty in the UK (according to the Joseph Rowntree Foundation) which is over one in five of the population.

At least 8 million of them live in families where at least one person is in work.  

How has it happened that a continued rise in employment is no longer reducing poverty?  

Whilst the reasons are multiple and doubtless include the rise in zeros hours contracts, state support for low-income families through benefits and tax credits falling in real terms and stagnant wages, housing must now be seen in terms of the devastating impact it has on so many. 

 The chances of owning your own home have halved in the last 20 years.  For those on middle income jobs, which once guaranteed a good standard of living the chances of owning a house is now diminished.  

Just 27% of 25 to 35 year olds in this bracket now on the property ladder, which is unsurprising when you consider that over the past 20 years, average house prices have grown about seven times faster than the average incomes of young adults (according to the IFS). Yet average house prices have increased by 152% whereas wages for 25- to 34-year-olds have only risen by 22% in real terms over the same period.

 

This means that many people who would have been home owners in the generation before theirs are now at the mercy of the private rented sector.

Their income should have meant they could comfortably afford the mortgage on an average property in an average area, but instead rising rents and the costs of deposits and upfront rents leave many struggling to manage.  

Unsurprisingly if those on good incomes struggle to afford the roof over their head then for those on low incomes the situation is even worse.  

47% of working-age adults on low incomes spend more than a third of their income (including Housing Benefit) on housing costs.

More than a third of working-age adults receiving Housing Benefit now have to top it up out of their other income to cover their rent.  

Let us not forget that many people on low incomes do important jobs like health care assistants and teaching assistants. 

Right to Buy has left pressure on the UK’s limited and often antiquated housing stock which simply means the social housing system can not operate in any way which works.  

Pressure on local authority housing lists means many desperate families  are stuck in temporary accommodation which radically undermines family life.  It also means many people with specific needs such as mobility and disability issues are in properties completely unsuitable for them which further impacts their health and ability to access services – for example there are people whose inability to get a wheelchair through their doorways effectively leaves them trapped in one room – isolated from any groups or activities outside the property.

As public housing stocks has fallen public housing has become almost synonymous for some with problem families; stigmatising children and adults alike and playing into a dangerous ‘us-and-them’ mentality.  

At the same time lack of access to the limited housing stock leads to raised tensions in communities as people instinctively resent those fortunate enough to be allocated a property.  

None of this is good for communities.

As demand outstrips supply; landlords are able to be less and less responsible, and as the costs of moving are always with the tenant, people are increasingly afraid to complain about the poor standards or their home.  

From the taxpayers point of view, this causes further costs as poor quality housing damages health, through for example more accidents and asthma being caused by exposure to damp environments. Furthermore; people with mental health conditions are one and a half times more likely to live in rented housing than the general population.

 Children who have lived in temporary accommodation for over a year are three times as likely to have a mental health condition than other children, including depression and anxiety.  

This might be because they lack space to do homework or have friends over.

10% of mothers who lived in acutely bad housing were clinically depressed, further impacting on family life. 

Rough sleeping had almost been eradicated by the Labour government of 1997-2010. However since the election of 2010 there has been a catastrophic rise of 169% in the number of rough sleepers with an estimated 4,751 people sleeping outside overnight in 2017.

 

While rough sleepers are the ultimate victims of the UKs crazy housing systems, other types of homelessness have also risen: homelessness among people with mental and physical health problems has increased by around 75% since the Conservatives came to power in 2010, and there has been a similar rise in the number of families with dependent children who are classed as homeless.  

Every person in this situation is suffering unimaginable amounts of stress.

Even the houses we are buying are not seeing occupants have a better standard of living than their previous generations.

New homes are now 20% smaller than those built in the 1970s, whilst this means raised bigger profits for developers, as kitchens and living rooms get smaller family life is inevitably negatively impacted.

 In short every single part of our housing system is dysfunctional and a failure to fix it means more and more people are dragged into a poorer standard of living which, in short means there is more misery and more suffering.

 How long are we going to let this madness continue?  

 

Isn’t It Time We Made Homes Fit For Human Habitation? By Kelly Grehan and Lisa Mulholland

The second reading of Karen Buck MP’s Homes (Fitness for Human Habitation and Liability for Housing Standards) Bill is on January 19th 2018.

We can hardly believe that, in the 6th richest country in the world, in 2018 it is necessary for such a bill to be raised.  

It is astonishing that such a protection is not already in existence for tenants. Tenants have no avenue for redress or means of compelling landlords to make repairs or even secure the safety of the property.

The Bill would empower tenants by giving them the right to take their landlord to court if they fail to take action to resolve a problem.

There are currently around one million rented homes with hazards that pose a serious risk to health and safety. This affects over 2.5 million people.

You might think that this lapse in the law is an oversight that just needs to be rectified. But you would be mistaken.

A version of the Bill was first introduced by Karen Buck in 2015 and was ‘talked out’. A version of the Bill was also proposed as an amendment to the Housing and Planning Act 2016 and was voted down by the government. Including the 87 Tory MPs who are landlords.  Their argument was that such legislation would burden upon landlords and discourage people from renting out homes.

How did we get in the situation we are in today, one might ask.

Many years of under funding and de regulation of the housing market we could argue.

What could be a greater burden for any person than trying to live in a ‘home’ unfit for human habitation, you might wonder.

Data from the English Housing Survey 2017 found that Almost a third (29 per cent) of homes rented from private landlords fail to meet the national Decent Homes Standard; meaning they either contain safety hazards or do not have acceptable kitchen and bathroom facilities or adequate heating

Poor housing impacts on children by making them 25% more at risk of ill health or disability, including raised risk of meningitis or asthma and a greater chance of mental health issues.

They are also more likely to miss school through illness.  Almost one million privately rented homes are deemed to be in a state of “substantial disrepair”, while 442,000 have damp in one of more rooms.

Poor housing also places a greater burden on other services and affects society as a whole, not just children.

Substantially more working age adults living in bad housing report fair, bad or very bad general health (26%) than those living in good housing (17%), with adults in bad housing 26% more likely to report low mental health compared with those living in good housing.

Those living in bad housing are almost twice as likely to have their sleep disturbed by respiratory problems at least once a month.

The association between living in bad housing and health problems is particularly acute among those above retirement age; with Pensioners in bad housing a third more likely to have fair, bad or very bad health compared with those in good housing (58% vs 38%).

Almost a fifth (19%) suffer from low mental health compared with 11% in good housing.

Almost twice as many pensioners living in bad housing suffer from wheezing in the absence of a cold, compared with those in good housing.

Not only is this unacceptable and immoral in this day and age but it also undoubtedly places more burden on the cash strapped NHS, including mental health services and schools that are already under so much pressure.

So what can we do about this?

We welcome the second reading of the bill and hope that this can proceed to the next stage. MPs will have a vote on this issue and we the people can apply pressure on our local MPs to vote the right way.

You can find who your local MP is and and how to contact them by clicking on the link below.

http://www.ukpolitical.info/YouandyourMP.htm

The above is taken from Natcen’s 2013 report on People in bad housing.